Texas Mortgage Rates
Mortgage Rates as on 08 Aug 2025 in Texas
| Mortgage Type | 3 Year | 5 Year | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|---|---|
| Fixed | - | - | 5.375 | 5.5 | 5.875 | 6.25 |
| Fixed APR | - | - | 5.725 | 5.738 | 6.044 | 6.425 |
| Adjustable | 7.125 | 6.25 | - | - | - | |
| Adjustable APR | 7.09 | 6.579 | - | - | - | |
| Jumbo | - | - | - | 6.375 | 6.5 | 6.625 |
| Jumbo APR | - | - | - | 6.65 | 6.733 | 6.798 |
| FHA | - | - | - | 7.25 | - | 5.99 |
| FHA APR | - | - | - | 9.078 | - | 6.867 |
| VA | - | - | - | 7.25 | - | 6.125 |
| VA APR | - | - | - | 8.707 | - | 6.46 |
Texas Mortgage Rates Updated on 08 Aug 2025
Texas Mortgage Rates Explained :
Texas Fixed Mortgage Rate :
In Texas State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
In Texas State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
Texas ARM Rate :
In Texas State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
In Texas State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
Texas Jumbo Jumbo Mortgage Rate :
A Texas jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
A Texas jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
Texas FHA Mortgage Rate :
In Texas State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
In Texas State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
Texas VA Mortgage Rate :
In Texas State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
In Texas State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
Texas APR :
In Texas State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
In Texas State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.